Stop Guessing. Start Knowing.

Phase 1: The Foundation (Setup)

Most money problems come from not knowing where your money goes. Build your foundation to get instant visibility.

1. Rule of One (Base Currency)

Go to Settings > Default Currency. All your scattered accounts will convert to this single base currency. This unifies your financial life into one 'Net Worth' number.

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2. The Starting Line (balances)

Add your *actual* current balances for Bank, Mobile Money, and Cash. Don't worry if it's negative. Awareness is the first step to power.

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Phase 2: The 60-Second Daily Ritual

Wealth isn't built in a day, but it is built daily. This simple habit separates the wealthy from the wishful.

The Daily Log

Spend 60 seconds a day logging your expenses. Assign a category to every single one. If you don't measure it, you can't improve it.

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Smart Checkout (New)

Creating a Shopping List linked to a Budget. When you check out, the app automatically updates your budget. No more manual entry fatigue.

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Phase 3: The Truth (Reports)

Numbers don't lie. Your reports tell you exactly what is happening, without emotion.

Income vs Expenses

If this is positive, you are winning. If negative, you are bleeding. Knowing this allows you to stop the bleeding immediately.

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Your Scoreboard (Net Worth)

Assets minus Liabilities. This is the only score that matters. Watch it grow. That is the game.

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Phase 4: Wealth Acceleration (Premium)

Once you have control, it's time to accelerate.

Smart Alerts (Budgets)

Get notified *before* you go fast broke. The app detects spending spikes and subscription price increases automatically.

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Visual Goals

A goal without a visual tracker is just a wish. Set your target for 'Emergency Fund' or 'Travel' and watch the progress bar fill up.

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Objection Handling (FAQ)